I'm a little new to vpn use but I have no shortage of business knowledge. I contracted HMA's service to procure a secure connection to my USA based services while I travel abroad. I accessed my Paypal account using HMA's service with the result that Paypal found that to be suspicious and place my account on "limited" status until i verified it. Of course HMA's email warning not to use HMA to connect to Paypal came AFTER I had already attempted it and even though I verified my Paypal account within two days, there was a "charge back" to HMA without my knowledge.
HMA said there was a dispute placed on the order. I did not dispute it and in trying to rectify the situation (I was perfectly willing to use any other method of payment HMA would like), HMA said I would no longer be welcome to contract their services.
There are a million other VPN services out there that actually want my business and I am more than happy to give my business to someone else.