I have been using the service for more than 2 years. They have great until recently. The password kept changing and the promised (always online) customer service has become always offline. Have 4 accounts with these people, 2 stopped working & don't know when the other will stop working. Have recommended to 2 other people, which stopped working as well. There should be some way to get the money back or atleast some sort of legal action. Couldn't give below than 1 star.